Retirement Resources

Early Retirement Forum

The Early Retirement Forum is a discussion group for those interested in early retirement topics.

Retire Early Home Page

The Retire Early Home Page is a treasure trove of resources and research about early retirement. It is hosted by John Greaney, the author of the spreadsheet that was the inspiration for FIRECalc in 1999. Later versions of his spreadsheet are at his website.

Tax Planning

The Optimal Retirement Planner (ORP) is a Web-based application for planning and managing retirement cash flow to optimize your withdrawals and minimize taxes. (Because it uses a consistent growth model for future stock market behavior, it will produce higher withdrawal rates than the safety-oriented FIRECalc.)


Mark Twain said it eloquently... "Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover."

Few have taken this advice more literally than Billy & Akaisha, who have published their travels, their adventures, and their insights in electronic form, available by download or on CD. (Be glad it is delivered for reading on your computer; there is no way they could provide all the spectacular photographs in a printed book at an affordable price!) Visit their Retire Early Lifestyle website at for a comprehensive offering of retirement guidance, links to helpful resources and health care options.

Books - look on Amazon for these

Work Less, Live More: The New Way to Retire Early, by Bob Clyatt, Second Edition (Kindle).

An excellent resource! Bob describes case studies, tips and tricks for life before and during early retirement, financial planning, and much more. Highly recommended!

Also see Bob's followup, The Work Less, Live More Workbook: Get Ready for Semi-Retirement (with CD-Rom), published September 2007.

A Masters Thesis on FIRECalc?

If FIRECalc is the tool that lets you do a bunch of research, Tom Canfield's recent (2017) Nest Egg Care is the book on what to think about and look at, how to plan, and how to focus on fun and joy in retirement and giving to those you care about. Highly recommended!

See Tom's website at


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